Collecteral

You won the judgment. Now find something to collect from.

For collection attorneys, recovery firms and bankruptcy trustees

Search a debtor. Get what they own, every claim already recorded against it in priority order, and a floor on what is actually reachable after the claims ahead of yours.

That name goes against the register today. We send the report back with every claim cited by file number.

Free, the first one. No call, no card. Reply the same day. What we do with the name you sent.

That did not send.

Write to the address with the debtor name and we will run it today.

Sent. We run it today.

It lands in your inbox today. Pull any line from ACRIS and check it before you act.

Every line cites the document it came from and the date we retrieved it. Coverage, and what it cannot answer, stated in full.

4 in 10
recorded claims in four New York City boroughs have already been paid off

43.8% of all recorded claims across the register are provably discharged. A raw search counts every one of them against you.

A property in Kings County, New York. A raw search of the record makes it worth −$39,102 to a creditor. Two of the claims against it were paid off years ago, a mortgage discharged in 2011 and a lien that never attached to the land; with those taken out it is worth $885,898. Figures illustrative, arithmetic exact.

Sample report. Names and file numbers changed, figures illustrative; format and arithmetic exact.

Kestrel Lane Holdings LLC
Registered in New York, 2009. Two officers, one of them shared with three other entities.
Kings County, NY
Report run 10 Sep 2026
Real property
1 parcelBBL 3-0XXXX-XXXX, Brooklyn
Market value on the roll
$1,840,000NYC Finance, 2027 final roll
Documents on file
31 since 1974All cited by file number
Start where you start today. Then switch.

One parcel, one set of documents. The only thing changing is how much of the record gets resolved.

Market value, and what stands against it
$0 $1,840,000 market value
The same parcel, the same documents, side by side
1. Skip trace No figure

Reads the assessment roll, never opens the register. The claims against this parcel sit outside what it can see.

2. Raw register −$39,102

Counts a mortgage satisfied in 2011 and a UCC filing that never attached to the land. Reports the property underwater, so the case looks not worth filing.

3. Collecteral $885,898 reachable

Retires the satisfied mortgage, sets aside the UCC, counts live debt at its recorded amount. Your $310,000 judgment is covered 2.86 times over.

$0 $1,840,000 market value

A skip trace returns the parcel and stops there. None of the rows below appear in its output. Whether anything is left goes unanswered.

The documents behind that figure

Every claim against this parcel in recording order, because recording date sets priority. Everything above your position gets paid before you do.

  • 2004 Mortgage, Chase CRFN 2004000XXXXXX. Satisfied 2011, CRFN 2011000XXXXXX $780,000 Live
  • 2011 Mortgage, Signature Bank CRFN 2011000XXXXXX. No satisfaction on file $920,000 Live, senior to you
  • 2016 UCC financing statement Secures equipment and receivables, not the land $145,000 Live
  • 2025 New York State tax warrant Docketed Kings County. Neither satisfied nor vacated $34,102 Live, senior to you
  • 2026 Your judgment Junior to every live claim above $310,000 Your position

Every line above carries its City Register file number. Pull any of them from ACRIS and check us.

That is the difference on one parcel. Now do it on yours.

Pick one you wrote off as uncollectable. You already know what the record said.

Run my debtor
$885,898 reachable, which is 2.86x the judgment

Same parcel, same documents. A lien nobody resolved is worse than no lien at all: it sends you away from a case you would have won.

What you already use answers a different question

A skip trace, a people search, a docket pull. TLO, Accurint, CLEAR, PACER, the county's own portal. They tell you what a debtor owns, and they are good at it. None of them tells you what is left. None of them retires a lien that was satisfied in 2011.

Read a full report end to end, every section, printable
Start with a case you closed as uncollectable.

Those are the ones this was built for. A raw search is why you closed it.

Run my debtor

A creditor asks four questions in order

Each one depends on the answer above it. Skip a step and you levy on a property that was already spoken for, or you walk away from one that was not.

  1. What do they own, including through entities?

    Real property with its parcel identifier and recording references. Companies they formed, manage or serve as agent for, across eleven state registries. Aircraft, nationwide, from the FAA registry.

  2. What is already claimed against it?

    Mortgages, tax liens and docketed warrants, with the ones that have been paid off retired rather than left on the report, because a lien that was satisfied in 2011 is not debt in 2026.

  3. Where does your judgment sit in that stack?

    Recording date sets priority. We put your claim in its place and show what stands ahead of it, so the question stops being whether they own anything and becomes whether anything is left.

  4. Did they move it once you filed?

    Deeds recorded for a nominal price near a claim date, and deeds between parties sharing a surname, an address or a corporate officer. In Broward the judgment and the deed carry the same case number, so you can check the pairing yourself.

    The commonest shape it surfaces A judgment, then a deed to a related party for a nominal price, with both sides of the pairing tied on the record itself.

    Composite example; every field is a real field and the arithmetic is the live query's. Cited, checkable examples come with a trial.

    Transfers recorded after a judgment

    In Broward County a judgment and a conveyance can be tied on the record itself, not matched by name and hope.

    202 live leads,
    Broward alone
    Tied on the record Both sides of the pairing carry the case number, so the lead can be checked against the docket.
    18 May 2022
    Final judgment entered against M.J., case CACE-22-0XXXXX.
    19 days
    6 Jun 2022
    Deed recorded. Consideration $1. Grantee is the same name plus H/E.
    What each field on this lead means The parcel, the tenancy, the reachback window and why this is labelled a lead and not a finding.
    Parcel
    Folio 4842-0X-XX-XXXXJust value on the roll, $1,134,940
    What H/E means
    Tenancy by the entiretiesHow the Broward roll writes a husband and wife holding jointly
    Why it matters here
    Standard judgment proofingA creditor of one spouse cannot reach entireties property in Florida
    Reachback
    Open FS 726.110, four years from the transfer
    Name frequency
    7 appearancesAcross 48 years of the county index
    Status
    Lead, not a findingMatched on name alone. Adding a spouse to a title is usually lawful

    Found without being told to look for it. The pattern recurs through the live tier: judgment against one spouse, then the homestead conveyed into the entireties for a dollar.

Why it holds up in front of a judge

A report has to survive being read closely by someone who wants it to be wrong.

Pull the document behind any line

City Register file number, reel and page, or instrument number, with the date we retrieved it. Checking us is the intended workflow. The figures are built to survive it.

Legal screens are written rules, not model output

Florida homestead is decided by the acreage, residency and ownership tests under Article X, Section 4. The report prints the authority for each rule that fired. A determination a model produced is not defensible in a filing.

A guess arrives labelled as one

A name match with nothing corroborating it says so on its face, alongside how many people share that name. Ownership links carry whether they were resolved by identifier or matched by name alone.

Error runs one way, toward less

Debt counts at its recorded amount; no recorded document shows a payment. A lien we cannot prove was released stays on the report. Both err toward a case you might have won, never toward a levy on nothing.

Sources, used on their own terms

Every source is the office that keeps the record. No paywall circumvented, no private system entered, no aggregator feed whose terms would restrict what you do with the result. Where a source's own terms restrict commercial use, we hold it back rather than serve it.

An empty list is not an all clear

Where a register was never searched, the report returns no recorder data rather than unencumbered. Telling you a property is clean when nobody looked is the one failure this system refuses.

How satisfactions get linked, how the homestead rules fire, and why the figure is a floor

What we do not claim

This list is the reason to trust the rest of the page. It is kept current, and a report repeats whichever line applies to it.

  • The reachable figure is a floor, and it has not been validated against title searches We could report an estimate. We report a floor, because a creditor who acts on an optimistic estimate loses money and a creditor who acts on a floor does not. The direction of error is argued and stated on every report. The magnitude is not yet quantified. Validation against title searches is in progress.
  • A reachable figure exists in four New York City boroughs and nowhere else in the country Staten Island keeps its land records with its own County Clerk and is not in the register. Everywhere else, we can tell you what a debtor owns and often what is claimed against their name, but not what is left.
  • Florida claims tie to a name, not to a lot Broward's index runs from 1978 and holds 2.4M final judgments, 4.2M mortgages and 1.6M liens. Almost none of them carry a parcel identifier, only deeds do, so we can tell you a name has a mortgage and not that a lot does. No reachable figure is computed in Florida.
  • New York private money judgments are not in yet The State's own warrants are, 225,457 of them live in the boroughs. County Clerk judgments are not, so a New York debtor with no claim shown may still have been sued.
All nine limits, in full, kept current
Grade us on a case you already closed.

You know the answer. We do not. If we get it wrong, you have lost an email.

Run my debtor

Coverage, split by what it can actually answer

What we hold comes in layers, and only one of them supports a reachable figure. Adding them into a single percentage would hide the difference you are asking about, so each layer is counted on its own.

Full register, with encumbrances

Manhattan, Brooklyn, Queens and the Bronx. 17.0M documents keyed to the lot, 1903 forward. Ownership, live claims, priority order and a reachable floor. This is the only layer that produces a figure.

Claims against a name

Broward County, Florida. 32.0M documents, 1978 to 2025, the largest and deepest source we hold. It ties a claim to a name rather than to a lot, which is a different and weaker thing. Plus liens and warrants in 382 counties, among them statewide UCC in Colorado and Connecticut and 225,457 live New York State warrants.

Ownership and transfers

Parcel rolls in 46 states and DC, 74% of the US population, including all 67 Florida counties at the parcel level. Recorded transfers in 847 counties. Corporate registries in 11 states. Aircraft, nationwide. What they own and who sold it. Not what is owed on it.

Stated, every time

A report states which question it cannot answer, in place of the answer. Where a register was never searched, it says so.

The full table, layer by layer, with counts and a county check

What it costs

Priced against the case you would otherwise walk away from. One recovery the size of the sample above pays for years of this.

First report
Free
$75 per debtor after that, pay as you go.

No commitment, no call. The report is the pitch.

Pilot, first ten firms
Unlimited, per firm
$250 a month
For your first twelve months, then $1,500 a month.

Every search your firm runs, plus monitoring on any entity you have looked at, so a transfer reaches you the week it records.

Cancel whenever. We would rather have your cases in front of us than your money.

Judgment buyers
Per portfolio
Priced on the judgments you are buying. Audit logging on every call.

For judgment buyers, litigation funders and recovery firms screening at volume, or embedding this in case management.

Bring a debtor you already know the answer on.

Send three names from cases you have closed. We run them and you tell us whether we were right. If we were not, you have lost an email.

That did not send.

Write to the address with the three names and we will run them today.

Sent. Reply the same day.

Send the three names back to that thread whenever you have them. Each report comes with every claim cited by file number.

Reply the same day, every line cited. No call unless you ask for one, and no follow-up if you would rather we left it.

What happens to the names you send
  • We run them against the registers and nothing else.
  • Visits are counted, searches are not. Google Analytics counts pages and clicks. Nothing you type into a form is sent to it.
  • Searches are not shared, sold or pooled. Your queries are not visible to any other firm and are not used to build a product anyone else buys.
  • Name and report deleted on request, at any time. Tell us and it is gone, including from backups on the next cycle.
  • Reports are not used for eligibility decisions. Not for credit, employment, insurance or tenant screening. What a report may be used for, and what the statutes everyone asks about actually say, is set out in full.
  • Audit logging on every search, so your firm can show what was run, by whom and when.