https://collecteral.com/ 2026-10-12 weekly 1.0 https://collecteral.com/coverage 2026-10-12 weekly 0.9 https://collecteral.com/method 2026-10-12 monthly 0.8 https://collecteral.com/limits 2026-10-12 monthly 0.8 https://collecteral.com/sample-report 2026-10-12 monthly 0.9 https://collecteral.com/about 2026-10-12 monthly 0.7 https://collecteral.com/knowledge/ 2026-10-13 weekly 0.9 https://collecteral.com/knowledge/aircraft-and-vessels 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/association-liens 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/badges-of-fraud-in-the-record 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/badges-of-fraud-in-the-record-poster.jpg Badges of fraud you can read off the record The voidable-transfer statutes list factors a court may weigh in deciding intent. A public record carries facts bearing on several of them, and settles none. https://collecteral.com/knowledge/media/badges-of-fraud-in-the-record-h264.mp4 299 2026-10-05T23:59:35+00:00 https://collecteral.com/knowledge/bank-accounts-are-not-public 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/bank-accounts-are-not-public-poster.jpg Bank accounts and the public record The law treats a bank account as the bank's to protect, makes pretexting a federal crime, and opens the account only through a court's process after judgment. Coverage is New York and Florida and the federal privacy statute. https://collecteral.com/knowledge/media/bank-accounts-are-not-public-h264.mp4 250 2026-10-05T23:40:11+00:00 https://collecteral.com/knowledge/charging-orders-and-llcs 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/child-support-warrants-and-liens 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/collection-licensing 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/community-property 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/county-clerk-versus-acris 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/county-clerk-versus-acris-poster.jpg New York City: what ACRIS holds and what the County Clerk holds In New York City two offices keep two sets of records. The City Register runs ACRIS for property documents; the County Clerk dockets judgments. A clean ACRIS search does not cover the docket. https://collecteral.com/knowledge/media/county-clerk-versus-acris-h264.mp4 196 2026-10-06T01:03:28+00:00 https://collecteral.com/knowledge/do-judgment-liens-survive-bankruptcy 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/do-judgment-liens-survive-bankruptcy-poster.jpg Do judgment liens survive bankruptcy A discharge wipes out personal liability on the debt. Whether the lien on the house is gone too is a separate question, and the Bankruptcy Code answers it one section at a time. https://collecteral.com/knowledge/media/do-judgment-liens-survive-bankruptcy-h264.mp4 245 2026-10-05T21:39:41+00:00 https://collecteral.com/knowledge/entireties-states 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/execution-and-sheriffs-sale 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/fdcpa-and-the-lawyer 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/finding-out-in-discovery 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/heloc-face-is-a-ceiling 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/homestead-state-by-state 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/how-the-roll-writes-owners 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/indexing-lag-and-the-gap 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/indexing-lag-and-the-gap-poster.jpg Recording lag: the gap between filing and the index A lien counts from the moment the recording office takes it in, but a copy of an index only shows what it held on its as-of date. What the statutes fix, and what is office practice. https://collecteral.com/knowledge/media/indexing-lag-and-the-gap-h264.mp4 196 2026-10-06T00:56:56+00:00 https://collecteral.com/knowledge/is-this-judgment-collectible 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/is-this-judgment-collectible-poster.jpg Is this judgment collectible? The creditor's checklist Five questions in a fixed order, owner, asset, claim, exemption and transfer, each with a stop where the record gives the next question nothing to work on. What the law provides in New York and Florida, and where it goes quiet. https://collecteral.com/knowledge/media/is-this-judgment-collectible-h264.mp4 319 2026-10-05T23:08:55+00:00 https://collecteral.com/knowledge/judgment-lien-duration 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/judgment-lien-duration-poster.jpg How long a judgment lien lasts, and how to renew it A judgment lien and the judgment behind it run on separate clocks that start on different days and end on different days. This explains the terms a renewal goes by, state by state, and what lapses without a word. https://collecteral.com/knowledge/media/judgment-lien-duration-h264.mp4 250 2026-10-05T21:26:46+00:00 https://collecteral.com/knowledge/judgment-liens-in-alabama 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-alaska 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-arizona 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-arkansas 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-california 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-colorado 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-connecticut 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-delaware 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-district-of-columbia 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-florida 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-georgia 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-hawaii 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-idaho 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-illinois 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-indiana 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-iowa 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-kansas 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-kentucky 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-louisiana 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-maine 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-maryland 2026-10-13 monthly 0.7 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2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-north-carolina 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-north-dakota 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-ohio 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-oklahoma 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-oregon 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-pennsylvania 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-rhode-island 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-south-carolina 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-south-dakota 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-tennessee 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-texas 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-utah 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-vermont 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-virginia 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-washington 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-west-virginia 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-wisconsin 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-in-wyoming 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/judgment-liens-state-by-state 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/judgment-liens-state-by-state-poster.jpg How a judgment becomes a lien, in all fifty states and DC The act that turns a judgment into a lien on land sorts into four families across the fifty-one jurisdictions: recording a paper, docketing, the judgment's own entry, and attachment or execution. https://collecteral.com/knowledge/media/judgment-liens-state-by-state-h264.mp4 331 2026-10-06T00:42:51+00:00 https://collecteral.com/knowledge/land-trusts-and-revocable-trusts 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/lis-pendens-is-notice 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/look-back-windows-by-state 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/look-back-windows-by-state-poster.jpg Look-back windows for voidable transfers, state by state How far back a creditor can reach to undo a transfer turns on the state and on whether the debtor files. Four years is the common rule, not the national one, and this page says where it does not hold. https://collecteral.com/knowledge/media/look-back-windows-by-state-h264.mp4 266 2026-10-06T00:42:50+00:00 https://collecteral.com/knowledge/mortgage-assignments-and-mers 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/moving-a-judgment 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/municipal-and-code-liens 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/new-york-homestead 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/new-york-homestead-poster.jpg New York's homestead exemption, by county New York exempts a slice of home equity from a money judgment, and the amount depends on the county. The 2024 figures, the three-year adjustment, and what happens above the floor. https://collecteral.com/knowledge/media/new-york-homestead-h264.mp4 215 2026-10-06T00:04:49+00:00 https://collecteral.com/knowledge/post-judgment-interest 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/pretexting-is-a-crime 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/pretexting-is-a-crime-poster.jpg Pretexting: getting account information by deception is a federal crime Pretexting means obtaining a financial institution's customer information by a false statement or a forged document. Federal law makes it a crime, and asking someone else to do it can be a separate violation. https://collecteral.com/knowledge/media/pretexting-is-a-crime-h264.mp4 244 2026-10-06T00:23:32+00:00 https://collecteral.com/knowledge/property-taxes-come-first 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/property-taxes-come-first-poster.jpg Unpaid property tax comes before everyone In Florida, property tax is a first lien superior to all other liens from January 1 of the year it is levied. That is why this year's tax outranks a mortgage recorded years earlier. https://collecteral.com/knowledge/media/property-taxes-come-first-h264.mp4 257 2026-10-06T00:42:50+00:00 https://collecteral.com/knowledge/quitclaims-and-family-deeds 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/restraining-notices-and-garnishment 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/retirement-and-insurance 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/retirement-and-insurance-poster.jpg Retirement accounts, annuities and life insurance How New York, Florida and federal bankruptcy law treat IRAs, pension plans, annuities and life insurance cash value, and where each protection has an exception a creditor can use. https://collecteral.com/knowledge/media/retirement-and-insurance-h264.mp4 317 2026-10-05T23:55:21+00:00 https://collecteral.com/knowledge/satisfaction-deadlines 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/satisfaction-deadlines-poster.jpg The lender has a deadline to record a satisfaction A paid mortgage can sit on the record as open because the recorded release never got filed. New York and Florida set deadlines for that filing, and penalties for missing it. This page is not legal advice. https://collecteral.com/knowledge/media/satisfaction-deadlines-h264.mp4 235 2026-10-05T23:08:55+00:00 https://collecteral.com/knowledge/selling-or-assigning-a-judgment 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/state-and-federal-court-records 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/tax-deed-surplus 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/texas-homestead 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/the-automatic-stay 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/the-automatic-stay-poster.jpg The automatic stay: what stops the moment they file When a debtor files for bankruptcy, the petition itself freezes most collection. This page maps what the automatic stay halts, what it leaves alone, and how a creditor asks the court for relief. https://collecteral.com/knowledge/media/the-automatic-stay-h264.mp4 226 2026-10-06T00:42:51+00:00 https://collecteral.com/knowledge/the-ninety-day-rule 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/the-ninety-day-rule-poster.jpg The ninety day rule: when your lien becomes a preference A recorded judgment lien can be avoided as a preference if it attached inside the window before a bankruptcy petition. What the window is, who an insider is, and what the trustee must prove. https://collecteral.com/knowledge/media/the-ninety-day-rule-h264.mp4 214 2026-10-05T22:23:23+00:00 https://collecteral.com/knowledge/the-shrinking-public-record 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/transfer-declarations-name-both-sides 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/transfer-tax-outside-florida 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/turnover-and-receivers 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/vehicles-and-the-dppa 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/vehicles-and-the-dppa-poster.jpg Vehicles, the DMV, and the Driver's Privacy Protection Act A federal law closes state motor vehicle records by default and lists the uses that reopen them. Judgment enforcement is on that list, as a permission, not a right. https://collecteral.com/knowledge/media/vehicles-and-the-dppa-h264.mp4 228 2026-10-06T00:47:22+00:00 https://collecteral.com/knowledge/wages-what-can-be-taken 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/what-a-trustee-looks-for 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-a-trustee-looks-for-poster.jpg What a Chapter 7 trustee looks for in the record The public record dates every deed and lien and indexes it by both parties' names. A Chapter 7 trustee reads that against the debtor's own schedules, and the law gives both the look-back windows and the power to act on what does not match. https://collecteral.com/knowledge/media/what-a-trustee-looks-for-h264.mp4 310 2026-10-06T00:12:26+00:00 https://collecteral.com/knowledge/what-an-asset-investigation-contains 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-an-asset-investigation-contains-poster.jpg What an asset investigation contains, and what it cannot An asset investigation is a report of what public records and lawful requests show about a debtor's property. This page lists what belongs in it, what drives the work, and the lines federal law puts a prison term behind. https://collecteral.com/knowledge/media/what-an-asset-investigation-contains-h264.mp4 165 2026-10-05T22:46:31+00:00 https://collecteral.com/knowledge/which-liens-survive-a-sale 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/which-office-keeps-what 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/which-office-keeps-what-poster.jpg Assessor, recorder, clerk: which office keeps what The owner on the tax roll and the owner on the deed come from different offices with different jobs. A guide to which of five offices holds each record, and which one decides priority. https://collecteral.com/knowledge/media/which-office-keeps-what-h264.mp4 302 2026-10-05T21:59:04+00:00 https://collecteral.com/knowledge/a-co-op-is-not-real-property 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/a-co-op-is-not-real-property-poster.jpg A co-op is not real property A docketed money judgment reaches real property. Co-operative shares and a proprietary lease are personal property, so it reaches nothing. Why ACRIS holds co-op filings anyway, and why they run 50 years instead of five. https://collecteral.com/knowledge/media/a-co-op-is-not-real-property-h264.mp4 516 2026-09-17T10:08:13+00:00 https://collecteral.com/knowledge/construction-liens-and-the-backwards-clock 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/construction-liens-and-the-backwards-clock-poster.jpg Construction liens, and the clock that runs backwards A Florida construction lien takes its priority from the notice of commencement, recorded before the work began, not from the claim of lien. What that does to a judgment docketed in between, and what a lien with no lis pendens behind it means. https://collecteral.com/knowledge/media/construction-liens-and-the-backwards-clock-h264.mp4 539 2026-09-17T10:59:09+00:00 https://collecteral.com/knowledge/doc-stamps-give-the-real-price 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/doc-stamps-give-the-real-price-poster.jpg Doc stamps give the real price A Florida deed reciting ten dollars proves nothing. The documentary stamp tax on the same instrument is computed from actual consideration, so the price can be recovered by dividing. What 70 cents of stamps means, and what no stamps means. https://collecteral.com/knowledge/media/doc-stamps-give-the-real-price-h264.mp4 478 2026-09-16T23:37:17+00:00 https://collecteral.com/knowledge/federal-tax-liens-and-the-hidden-date 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/federal-tax-liens-and-the-hidden-date-poster.jpg Federal tax liens, and the date that is not on them A federal tax lien attaches everything from the date of assessment, which no register records. Against a judgment creditor it counts from the day the notice was filed. What the refiling window does, and what a missed one costs. https://collecteral.com/knowledge/media/federal-tax-liens-and-the-hidden-date-h264.mp4 455 2026-09-17T11:44:48+00:00 https://collecteral.com/knowledge/florida-homestead-and-the-roll 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/florida-homestead-and-the-roll-poster.jpg Florida homestead, and what a roll shows about it A judgment lien does not attach to a Florida homestead, and the exemption flag on the tax roll answers a different question. What the flag means, the 45 days a notice of homestead starts, and why the flag belongs to the seller in the year of a sale. https://collecteral.com/knowledge/media/florida-homestead-and-the-roll-h264.mp4 519 2026-09-17T12:22:33+00:00 https://collecteral.com/knowledge/check-any-line-yourself 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/check-any-line-yourself-poster.jpg Check any line yourself The procedure for verifying a claim about a recorded document against the register it came from, and the three questions the register will not settle. https://collecteral.com/knowledge/media/check-any-line-yourself-h264.mp4 351 2026-09-16T23:01:30+00:00 https://collecteral.com/knowledge/entities-and-officers-behind-a-name 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/entities-and-officers-behind-a-name-poster.jpg Entities and officers behind a name A parcel held by a company returns the company. The land records give you one human being, in the acknowledgment, and Fla. Stat. 695.25 says what that block must contain. https://collecteral.com/knowledge/media/entities-and-officers-behind-a-name-h264.mp4 373 2026-10-12T14:17:32+00:00 https://collecteral.com/knowledge/face-amount-and-balance 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/face-amount-and-balance-poster.jpg Face amount, balance, and why the face is what gets counted The register records what an instrument said on the day it was stamped, not what is owed now. Which direction that error runs in, and the case where it runs the other way. https://collecteral.com/knowledge/media/face-amount-and-balance-h264.mp4 358 2026-09-17T00:03:46+00:00 https://collecteral.com/knowledge/glossary-of-register-terms 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/glossary-of-register-terms-poster.jpg A glossary of register terms Document type codes, party roles and the three identifiers, taken from the register's own code tables. Party one on a satisfaction is the borrower. https://collecteral.com/knowledge/media/glossary-of-register-terms-h264.mp4 364 2026-09-17T00:52:42+00:00 https://collecteral.com/knowledge/state-tax-warrants-as-senior-claims 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/state-tax-warrants-as-senior-claims-poster.jpg State tax warrants as senior claims A docketed warrant looks like a judgment and is deemed to be one. For the franchise taxes the lien attaches from the date the return was due, which is not on the document. https://collecteral.com/knowledge/media/state-tax-warrants-as-senior-claims-h264.mp4 396 2026-09-17T12:01:03+00:00 https://collecteral.com/knowledge/tenancy-by-the-entireties 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/tenancy-by-the-entireties-poster.jpg Tenancy by the entireties, and what a deed does not say The estate arises by default from a conveyance to a married couple. What separates it from a joint tenancy is a fact no county register records. https://collecteral.com/knowledge/media/tenancy-by-the-entireties-h264.mp4 377 2026-09-17T01:48:13+00:00 https://collecteral.com/knowledge/transfers-after-a-judgment 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/transfers-after-a-judgment-poster.jpg Transfers after a judgment, and the window that remains Whether the lien attached turns on the order of two recordings. If it did not, two clocks run from the day of the transfer, one of four years and one of a single year. https://collecteral.com/knowledge/media/transfers-after-a-judgment-h264.mp4 379 2026-09-17T13:13:17+00:00 https://collecteral.com/knowledge/what-a-property-roll-shows 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-a-property-roll-shows-poster.jpg What a property roll shows about ownership The roll is a tax record whose owner field is fed daily from the recorder under Fla. Stat. 695.22. Four ordinary ways it and the title come apart. https://collecteral.com/knowledge/media/what-a-property-roll-shows-h264.mp4 323 2026-09-17T02:30:12+00:00 https://collecteral.com/knowledge/what-a-ucc-filing-attaches-to 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-a-ucc-filing-attaches-to-poster.jpg What a UCC filing attaches to Most financing statements are not in the land records. UCC 9-501(a) names the four that are, and 9-515 gives the rest five years before they lapse. https://collecteral.com/knowledge/media/what-a-ucc-filing-attaches-to-h264.mp4 409 2026-09-17T02:44:44+00:00 https://collecteral.com/knowledge/what-an-empty-result-means 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-an-empty-result-means-poster.jpg What an empty result actually means A search that returns nothing has told you about the search. Which offices were queried, which key was used, and what period the data covers decide whether it told you anything else. https://collecteral.com/knowledge/media/what-an-empty-result-means-h264.mp4 331 2026-09-17T02:56:24+00:00 https://collecteral.com/knowledge/why-a-paid-off-mortgage-still-shows-up 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/why-a-paid-off-mortgage-still-shows-up-poster.jpg Why a paid-off mortgage still shows up A satisfaction is a separate recorded document, and in a block-index county the mortgage record need not say it exists. What that does to a total, and how to check one. https://collecteral.com/knowledge/media/why-a-paid-off-mortgage-still-shows-up-h264.mp4 464 2026-09-17T12:42:00+00:00 https://collecteral.com/knowledge/if-you-already-use-a-people-search-product 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/if-you-already-use-a-people-search-product-poster.jpg If you already use a people-search product What an aggregator like TLOxp or Accurint is built to answer, what a county register answers instead, and why there is nothing here to apply for. https://collecteral.com/knowledge/media/if-you-already-use-a-people-search-product-h264.mp4 380 2026-09-17T13:31:28+00:00 https://collecteral.com/knowledge/priority-by-recording-date 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/priority-by-recording-date-poster.jpg Priority by recording date The date on a judgment is not the date that decides who gets paid. What decides it is a filing act, in a named office. New York and Florida, with the statutes. https://collecteral.com/knowledge/media/priority-by-recording-date-h264.mp4 445 2026-09-17T11:25:05+00:00 https://collecteral.com/knowledge/what-a-floor-is-worth 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-a-floor-is-worth-poster.jpg What a floor is worth against a contingency fee One judgment, one recorded stack, and the sum walked both ways: where the floor says pursue, and where it says stop before you spend the examination. https://collecteral.com/knowledge/media/what-a-floor-is-worth-h264.mp4 471 2026-09-17T14:03:44+00:00 https://collecteral.com/knowledge/what-reports-may-be-used-for 2026-10-13 monthly 0.7 https://collecteral.com/knowledge/media/what-reports-may-be-used-for-poster.jpg What reports may be used for No permissible-use dropdown, and what that does and does not mean. Where the records come from, the restriction you accept, and what FCRA, GLBA and DPPA say. https://collecteral.com/knowledge/media/what-reports-may-be-used-for-h264.mp4 290 2026-09-17T13:43:37+00:00